By Sara Radak, Community Engagement Coordinator, Embrace Pet Insurance

Pet insurance! What’s that?

Is that you’re response to the title of this post? Don’t worry. You’re not alone. However, we hope you’ll read on to learn how pet insurance can benefit you and your pets!

What is pet insurance?

Every year more than 1 in 3 pets falls ill or is injured. No one wants to have to choose between their pet’s health and their bank account. Pet insurance is health insurance to help you pay for your pet’s care in the event of a costly accident or illness. With pet insurance, you never have to choose between an expensive treatment and your pet’s life.

What does pet insurance cover?

There are lots of pet insurance plans available but they vary a great deal. There are differences in what they cover, what they exclude, what they cost, their level of customer service, and how they pay claims. While budget is always a factor, don’t just pick a plan because it’s the cheapest. You get what you pay for!

Pet insurance plans can cover:

Some pet insurance plans, including Embrace, also cover:

What doesn’t pet insurance cover?

Pet insurance plans usually will not pay for:

So, how much does it cost?

The cost of pet insurance varies based on a few factors the pet’s species, breed, age, sex and location. On average you can expect to pay around $30 per month for dogs and $20 per month for cats. Adding on a wellness plan typically costs a little more. You shouldn’t compare pet insurance plans based on price alone. In general, plans that cost more also cover more and reimburse you more when you claim.

Pet Insurance companies also may offer discounts for things like:

Claim Examples

Embrace Pet Insurance is proud of to insure many clients from Best Friends Veterinary Hospital and we’ve seen quite a few client claims come in. Here are just 2:

1. Date of Service: 1/25/12 Treated for: Tibial Fracture

Pet: Miles, 3 month old Tabby cat embraced by Philip W. of Dublin, OH

Claim Amount: $1,564.96 Embrace Reimbursed: 1,091.97

Miles Policy: $200 deductible, 80% reimbursement, $5,000 annual limit – $21.40/month

2. Date of Service: 7/21/12 Treated for: Lethargy and gastroenteritis

Pet: Bella, 2 year old mixed breed dog embraced by Lynne M. of Powell, OH

Claim Amount: $ 1,371.69 Embrace Reimbursed: $1,056.78

Bellas Policy: $200 deductible, 80% reimbursement, $10,000 annual limit – $34.21/month

The most important thing you want to remember is that pet insurance is something you can???t get when you need it the most. Planning ahead and doing your homework on pet insurance now are essential to getting the best, most comprehensive coverage for your pet before something happens. To get a quote for your pet, contact Embrace Pet Insurance by visiting our website or calling in to chat with one of our friendly Customer Care Reps at 800-511-9172.

Leave a Reply

Your email address will not be published.